Special Needs Financial Planning | How We Serve the Media
Shepherd Financial Partners is an independent, full-service financial and wealth management practice. Our goal is to provide you with superior, comprehensive financial and wealth management services in the context of a personal, long-term commitment.
Shepherd Financial Partners is an independent, full-service financial and wealth management practice. Our goal is to provide you with superior, comprehensive financial and wealth management services in the context of a personal, long-term commitment.
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How We Serve the Media

How We Serve the Media

Recommended Articles & Books.

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For inquiries please contact John Nadworny or Cynthia Haddad at 781-756-1804.

Articles featuring contributions from John Nadworny and Cynthia Haddad

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Ways to Provide for Your Disabled Adult Child's Future

Note: This material contains only general descriptions and is not a solicitation to sell any insurance product or security, nor is it intended as any financial, tax or legal advice. Guarantees are based on the claims paying ability of the issuing company. If you need more information or would like personal advice you should consult an insurance professional. You may also visit your state’s insurance department for more information.

The Boston Globe

investment.news

Alzheimer's Scourge Challenges Advisers by Darla Mercado by Darla Mercado

investment.news

House May Take Up Proposal for Disabled Savings vehicle would establish tax-exempt accounts, by Sue Asci

The Boston Globe

Why the Fernald Center Should Close by Mary Ellen Mayo and John Nadworny

Sheltering Loved Ones by Kimberly Lankford

New York T imes: A Plan for Parents of Disabled Children

A Plan for Parents of Disabled Children by Barbara Whitaker, Cynthia Haddad and others explore the process and the options for Exceptional Parents.

The Wall Street Journal: Financial Firms Focus on Parents of Disabled

USA Today: Securing the Future for a Disabled Child

Securing the Future for a Disabled Child by Sandra Block, USA Today, June 23, 2006. John Nadworny contributed to this report.

Forbes

Associated Press

Journal of Financial Planning

The Parent Care Solution: How Planners Can Help Clients with Aging Parents by Jim Grote, Journal of Financial Planning,

Financial Advisor Magazine: Special Needs Trusts

Special Needs Trusts - Misunderstood, Underutilized by Dorothy Hinchcliff

Kiplinger's Retirement Report: A Financial Plann for a Special Family

A Financial Plan for a Special Family by Priscilla Brandon. An interview about special needs financial planning with Cynthia R. Haddad.

Financial Advisor Magazine, Will Advisors to Special Needs Clients use ABLE Act Accounts?, October 5, 2015

Journal of Financial Planning, Incorporating the ABLE Act into Special Needs Planning, John W. Nadworny, May 2015.  

Reuters, The limitations of ABLE accounts for the disabled , May 18, 2015

Law Professor Blogs Network , The ABLE Act Provides New Alternatives to Help With Disability PlanningMonday, May 11, 2015.

The Advocate, the ARC of Massachusetts,“Practical Perspectives on the ABLE Act”, an interview with John Nadworny CFP® and Fred Misilo of Fletcher Tilton, Attorneys at Law.

FPA SmartBrief.com, Advantages and limitations of ABLE accounts, May 19, 2015. 

Nerd’s Eye View, Weekend Reading for Financial Planners, May 9, 2015.

Bay State Parent, Trust for the Futureby Doug Page, November 2012.

The Winchester Star, Winchester Business Leaders: Cynthia Haddad, John Nadworny, Mark Shepherd July 25, 2011.

Belmont Citizen-Herald, New Book Helps Special Needs Financial Planning - April 15 2008

Serving Special Needs Kids (When a family hears the news that their child will be disabled for a lifetime, financial priorities change overnight) by Pamela Savage Forbat, Registered Representative, September 2001. A lengthy article with detailed information for families planning for the lifetime support of a special needs child.

Ticker, Clients with Special-Needs Children Require a Special Planning Effort by Leslie Rosenberg, November 2000

Recommended Books

The Special Needs Trust Administration Manual, A Guide for Trustees - by Barbara D. Jackins, Esq., Richard S. Blank, Esq., Peter M. Macy, Esq., Harriet H. Onello, Esq., and Ken W. Shulman, Esq. Published by People with Disabilities Press at iUniverse (2004): $15.95. Available fromDisabilitiesbooks.com

 

Special Needs Trust Adminsitration ManualThe Special Needs Trust Administration Manual: A Guide for Trustees is a valuable reference guide for anyone who is managing a special needs trust for a person with disabilities. Written by five Massachusetts attorneys, the book will appeal to both professional trustees and lay persons. It is concise, easy to use, and packed with helpful information.

A central theme that runs throughout the book is the beneficiary's eligibility for public benefits such as SSI, SSDI, Medicaid, and Section 8 housing. What can the trustee safely pay for without risking those benefits? The authors give useful advice and provide many concrete examples.

 

This is a practical reference took. In easy to understand language, the authors answer common questions such as

  • What are my responsibilities to the disabled beneficiary?
  • Can I spend money for a car, trip, or gift?
  • Can I buy a house or condominium, and if so, who should own the property?
  • What expenses can I safely pay without risking SSI benefits?
  • How do I open a bank account?
  • Does the trust needs it own taxpayer identification number?
  • What happens if I need to resign?

The book is logically organized into chapters that address topics such as public benefit programs, housing, recreation, transportation, and taxes. The authors also explain the trustee's bond, fees, record keeping, accounting requirements, and fiduciary investment responsibilities.

 

Since the authors are Massachusetts attorneys, the book explains how SSI and Medicaid regulations are applied in that state. However, readers in any state can benefit from the valuable information in this book.

 

Developing a Life Care Plan for Family Members with Disabilities

Published by Jewish Family & Children's Services
NEW EDITION

Special Needs Planning Guide for Families

In order to assist families in this process, a group of professionals in the field of special needs planning have come together to offer families a place to start.

Special Needs Planning Guide for Families provides families with an overview of the issues they need to consider, an outline of how to proceed, as well as a comprehensive resource list.

Cynthia Haddad and John Nadworny contributed to this useful book.

To Order Call: 781-647-JFCS (5327)
or download a free copy here