We share a common bond - we are parents and siblings of people with special needs. As Certified Financial Planning Professionals™, we have been working with families to plan for their future and for the lifelong needs of their family member with a disability for more than 20 years.
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Best Selling How-To Guide
Gain real-world advice, strategies, and actions needed to plan for both the future well-being and security of your child
Addressing five critical factors — family & support, emotional, financial, legal, & government benefits factors
Where are you and your family on the Special Needs Financial Planning timeline?
- Your Child is Born
Congratulations on the birth of your child!
You are beginning a new journey and will have a different set of challenges.
The planning may be different, but there is a process to follow.
- Age 3
Welcome to public school.
You are entering a period of growth and change for both you and your child.
- Have you started to think about college planning and life after school for all your children?
- Do you know how to plan appropriately for your child with special needs?
- Have you planned for the unthinkable: if you or your spouse were to die prematurely or become disabled?
- Age 14
Say “Hello” to Transition.
It is never too early or too late to start planning for the future.
Your child will be developing both life and vocational skills as they approach age 22. Have you created a vision for your child’s future and a plan to fund it?
What about college?
- Age 18
Your child is legally no longer a child.
The door to Federal
government benefits is now open.- Now is the time to move forward with guardianship or alternatives.
- Have you accessed all possible government benefits?
- Are the benefits protected for the future?
- Turning 22
School’s out!
Now many supports are gone. What will your child do all day? Where will your child live? Will your child work? Have you identified your Team to Carry On™?
- Age 22 and Beyond
Planning a good and full life.
- Have you explored the various housing options?
- Who will provide continued supports?
- Where will the money come from?
- Parent’s Retirement
Retirement years.
Does your planning meet your personal needs, those of your child with special needs and all your family members?
- Parent’s Death
Estate distribution.
- Have you planned for the unexpected disability or death of a parent?
- Are funds in place for the life you have created for your child?
- Will there be enough money for the brothers and sisters?
- Child’s Death
It is never too early or too late to start planning.
Are you ready to start planning?
We have created planning tools to help guide you along the way. Access our complimentary planning tools below: